Obligatory XKCD: https://xkcd.com/612/

Exhibit A: https://m.youtube.com/watch?v=wykudfjTw1Q

Worth noting, there is a difference between “lock” and “freeze”. See this article for the difference but I believe freezing is preferable https://krebsonsecurity.com/2018/09/credit-freezes-are-free-let-the-ice-age-begin/

Freezes are free now and my experience has been they are instantaneous for freezing and thawing.

These comments have been the highlight of my day. Thanks

Holodeck, then charge exorbitant rates for use by others then fund figuring out how to make a replicator. But seriously they would both be really cool.